How to Borrow Credit from Etisalat UAE | Etisalat Loan Code

The Etisalat balance loan and data loan service is available for all prepaid customers who are using Etisalat SIM for minimum 2 months. The procedure to borrow credit from Etisalat UAE is very simple, you just need to dial a USSD Code to subscribe for Etisalat Loan (Reserve Credit) service.

The Etisalat company takes care of the needs of its customers. Sometimes you are in need of balance or data but you cannot recharge immediately. At that time, you should use Etisalat loan 5 AED code to borrow credit from Etisalat UAE and use it for calling, SMS or browsing internet.

Who is Eligible to take loan from Etisalat?

You must meet the eligibility criteria to use Etisalat balance loan service. Here I provide the eligibility criteria to borrow credit from Etisalat in UAE as under.

[A] To take a loan of Up to AED 50 in a Month:

1. The customer must be using the Etisalat SIM at least for two months.
2. The customer must have minimum balance usage of AED 10 per month.

[B] To take a loan of Up to AED 80 in a Month:

1. The customer must be using the Etisalat SIM at least for three months.
2. The customer must have minimum balance usage of AED 10 per month.

If you meet the minimum required conditions given above, you are eligible to borrow credit from Etisalat UAE.

What is Etisalat Loan Code?

The Etisalat Loan Code is *108*1#. Any Etisalat prepaid customer in UAE can dial this Etisalat balance loan code to get a credit of AED 5. The code *108*1# allows customers to subscribe to Etisalat UAE Balance Loan Service. The Etisalat loan service activates automatically every time the main balance goes below AED 1.

Borrow Credit from Etisalat UAE via USSD Code

You can dial Etisalat loan 5 AED code on your mobile to borrow credit from Etisalat UAE. It takes only a few seconds to process your request for Etisalat balance loan and credit your Etisalat account with AED 5. Here I provide the steps for borrowing credit from Etisalat UAE as follows.

1. Open the dialer on your mobile phone.
2. Dial *108*1# and tap on call button.
3. Wait for the process to finish.
4. A service message will appear on your screen showing that you have subscribed to Etisalat Reserve Credit Service.
5. Soon you will receive a Confirmation SMS from Etisalat.
6. Open the SMS to check if your request for balance loan is approved or not.

The balance loan you take from Etisalat is called Reserve Credit. You can use this balance for making calls and sending SMS messages. If you are eligible for Etisalat balance loan, your account will be credited with AED 5 balance instantly.

How to Borrow Credit from Etisalat UAE Online

You can use My Etisalat UAE App to borrow credit from Etisalat UAE online. You must have the app on your phone. If not, you can download My Etisalat UAE app from Play Store for Android, from App Store for iPhone and from App Gallery for Huawei Phone.

After downloading & installing My Etisalat UAE app, follow the steps given below to borrow credit from Etisalat online.

1. Open My Etisalat UAE app on your mobile.
2. Login with your Etisalat Number and Password or OTP.
3. Go to My Account section.
4. Select Balance tab.
5. On balance page, you will see Loan option.
6. Tap on Loan option and select Get the Loan to proceed.
7. Follow on-screen instructions to complete the credit borrowing process.

So, this is how you can get balance loan from Etisalat UAE online with help of its mobile app.

How to Get Data Loan from Etisalat UAE

The Etisalat prepaid customers can apply for data loan after subscribing to Etisalat Reserve Credit Service. The Etisalat UAE data loan is called Non-stop Silver Data Plan that offers unlimited data for 24 hours. Follow the steps given below to get data loan from Etisalat UAE.

1. Dial *108# and tap on call button.
2. A popup message will appear on screen.
3. Select the option given for Non-stop Silver Data Plan.
4. Subscribe to the plan to complete the process.
5. Soon you will receive a confirmation SMS from Etisalat.
6. Now, you can use 250 MB data with 400 KB/S speed and then unlimited data with 64 KB/S speed for 24 hours.

The Etisalat Data Loan Service is available for prepaid customers who have already subscribed to Etisalat Reserve Credit (Balance Loan) Service. If you have not subscribed to Reserve Credit, you must subscribe it first and then apply for data loan from Etisalat UAE.

The Etisalat Data Loan provides Non-stop Silver Data Plan for 24 hours. But this plan does not auto-renew. So, you have subscribe for data loan again after 24 hours.

How to Check Balance After Borrowing Credit

After you borrow credit from Etisalat UAE, you can check your Etisalat balance by dialing *121#. As you dial this USSD Code (*121#) and tap on call button, your Etisalat Account Balance will appear on your mobile screen. For Etisalat Data Balance details, you can dial *108# and select the option for data balance.

Charges for Etisalat UAE Balance Loan and Data Loan

The Etisalat company provides balance loan and data loan services for all prepaid customers. These services are very useful but they are not free. The Etisalat UAE takes charges for balance loan and data loan services as under:

1. For every balance/data loan, AED 6 plus 5% VAT will be deducted from the next recharge.
2. The Reserve Credit (Balance Loan) can be used for voice calls, SMS and internet at Pay-as-You-Go rates.

For more information about service charges, you can visit Etisalat UAE website @www.etisalat.ae or contact Etisalat Customer Care Number 101 from your Etisalat Number.

How to Unsubscribe Etisalat Balance Loan Service

The Etisalat UAE provides balance loan or reserve credit service to all prepaid customers. The service is available on subscription basis. If you subscribe for it once, you will get a balance loan from Etisalat every time your main balance goes below AED 1. In case you do not want this service again, you can unsubscribe it with a simple USSD code.

• Dial *108*2# to Unsubscribe Balance Loan/Credit Service in Etisalat UAE

Conclusion

The Etisalat Reserve Credit Service provides an emergency balance loan and data loan to prepaid customers. You can activate Etisalat loan service via USSD Code or through My Etisalat UAE mobile app. You can use the same method to deactivate Etisalat loan service on your Etisalat Number.

For more queries about how to borrow credit from Etisalat UAE via USSD code or online, you can check the frequently asked questions given below. You can also as your queries in the comment box, I will reply in 24-48 hours.

FAQs