What is ADIB RIM Number? Everything You Should Know

RIM Number is a unique number allotted to every bank customer in the UAE. For example: When you open your account with Abu Dhabi Islamic Bank (ADIB), the bank will generate a unique identification number that is popularly known as RIM Number in UAE.

There are different names of RIM Number, some banks call it Base Identification Number, while others call it Relationship Identification Number or Unique Identification Number. So, whatever name you see, now you know that it is an alternative name of RIM Number that belongs to a customer of a bank.

What is ADIB RIM Number?

ADIB RIM Number is a unique number associated to the customer with one or multiple bank accounts with Abu Dhabi Islamic Bank. The ADIB RIM Number is useful to sync multiple accounts of one customer and it also plays an important role to secure credit card transactions.

Are RIM Number and Bank Account Number Same?

No, RIM Number and Bank Account Number are not same. One customer can open a savings account, a current account and an FD account but the bank will generate only one RIM per customer. So, one customer can have multiple accounts with ADIB bank but s/he can have only one unique RIM Number.

Where to Find My ADIB RIM Number

When you open an account with Abu Dhabi Islamic Bank (ADIB), the bank generates a unique RIM Number for you. Your RIM Number is clearly mentioned on your account statement and e-statement. In case you forgot your RIM Number, simply check your bank statement to find your ADIB RIM Number easily.

Here I provide all possible ways to find your ADIB RIM Number associated with your bank account.

• Check Your Account Statement or e-Statement
• Login to ADIB Internet Banking Website
• Login to ADIB Mobile Banking App
• Visit an ADIB Branch Near You

You can choose any of the above option to find your ADIB RIM Number whenever you forget it.

Benefits of ADIB RIM Number

There are so many benefits of ADIB RIM Number in banking activities. The RIM Number plays a major role to enhance security of online login and transactions to protect the customer from frauds. Here I provide all the benefits of ADIB RIM Number as under.

#1. Works as a Unique Identification Number

The RIM Number works as a unique identification number that ADIB uses to identify the customer. When there are multiple transactions from different bank accounts or credit cards, the RIM Number helps the ADIB Bank to check if these transactions and bank accounts belong to one customer or more than one.

One person can have multiple bank accounts but the RIM Number will be only one. That’s why the ADIB Bank allots one RIM Number to each customer and uses it for identification purposes.

#2. Enhance Transaction Security

The ADIB Bank checks each and every card transaction done by the customer. For verification and authentication of online transactions, the ADIB uses RIM Number. It helps the ADIB Bank to protect the customers from threats like identity theft and unauthorized transactions.

The ADIB RIM Number helps Abu Dhabi Islamic Bank to keep the card transactions secure as per Payment Card Industry Data Security Standard (PCI DSS) in the UAE.

#3. Recognize and Prevent Frauds

All banks and financial institutions are working hard to secure credit card and other online transactions more & more secure. The ADIB Bank is also active to monitor its customers’ transactions on a regular basis.

The consistent monitoring of card transactions is possible with help of RIM Number. If ADIB Bank finds any suspicious activity in your account or card transaction(s), it will inform immediately you and take necessary action to prevent frauds.

#4. Protect Credit Cards

In present time, credit card frauds are increased so much in UAE and across the world. The ADIB RIM Number protects the credit cards by encrypting the personal data stored on each card. The chances of unauthorized transactions are almost zero as long as your credit card personal data remains encrypted.

#5. Secure Verification and Authentication

The ADIB RIM Number helps the ADIB Bank to find out the card holder’s or account holder’s identity in each transaction. With help of your RIM Number, the bank can verify if the transaction was done by you or not.

#6. Customer Data Protection

The RIM Number provides secure storage and retrieval of customer data by the authorized banks/institutions only. No one else can find out the customer’s personal info or card details by using the ADIB RIM Number as it is fully encrypted.

Your bank account and card data remain confidential in all transactions. The RIM Number helps to protect your data for your safety.

#7. Secure Payment Processing

The Abu Dhabi Islamic Bank has collaborated with all banks and financial institutions to provide secure payment processing for its customers. The ADIB RIM Number is generated by ADIB Bank and approved by all other banks/institutions and payment gateways in the UAE.

With help of RIM Number, the customers can send money, receive money and make payments online in the most secure way.

#8. From Magnetic Stripe to EMV Chip Technology

Earlier, the credit cards and debit cards used to come with a Magnetic Stripe on the back of the card. But the EMV Chip has replaced the Magnetic Stripe to offer added security. The ADIB RIM Number has remained the best companion for both the Magnetic Stripe and EMV Chip technologies used in ADIB cards.

Your RIM Number is stored securely inside the Magnetic Stripe or EMV Chip of your credit card. It can be read by the card reader machines at the ATM or CDM or Payment Kiosk at local stores. The EMV Chip generates a unique transaction code for each transaction to add one more layer of security.

In this way, the ADIB RIM Number offers plenty of benefits for you. So, it is important to know your RIM Number and remember it. Kindly note that you should not share your RIM Number with anyone, keep it as confidential as your card PIN, CVV and other bank details.

Wrapping Up

The RIM Number is important for every account holder and card holder in the UAE. It protects your personal and important data during each & every transaction.

In this post, I have shared the importance of ADIB RIM Number and its benefits for card holders (customers). To know more about RIM Number, you should check the questions and answers given below.

FAQs about ADIB RIM Number