How to Get Instant Cash Loan in 1 Hour without Documents in Dubai
The instant cash loan facility is provided by various banks in Dubai and other emirates of UAE. If you need urgent cash, you can apply online for an instant cash loan in 1 Hour in Dubai and it will be approved in just one hour.
This loan does not require too many documents and the bank does not check your credit score while processing the loan.
It means that you can get an instant cash loan in just one hour without any hassle. So, you should apply for an instant cash loan in Dubai to save your time and get the cash you need instantly.
Factors to Check Before Applying for an Instant Cash Loan
When you are in need of instant cash, you do not have much time. But you should still check some important factors before you apply for the loan. As per my opinion, you should check following factors to find a suitable lending company/bank for your instant cash loan in Dubai.
Check Available Options:
You should start checking about different banks and money lending companies in Dubai. You can do it by visiting the official website of each bank/company to see if it offers an instant cash loan or not.
After checking all available options for instant loans in Dubai, you can compare them to find the best option.
Check Interest Rates:
The banks and finance companies charge interest on every loan given to their clients. The total amount for repayment of loan is calculated with loan amount, rate of interest and loan tenure.
Therefore you must check the interest rate of each bank and choose the one that charges low interest.
Check Eligibility Criteria:
It is very important to know the eligibility criteria of an instant cash loan in Dubai. If you want to apply for an instant cash loan in Dubai, you must be living and working in Dubai only.
You should have UAE residence visa for staying and working in Dubai if you are a foreign national. Make sure that you meet the eligibility criteria to get an instant cash loan from a bank.
Check Required Documents:
Most banks and finance companies ask for your Emirates ID and Salary Certificate for an instant cash loan in 1 hour in Dubai that I know. But you should still check if they need any other document.
You should avoid the banks and companies that need a document you do not have. You should focus on banks where you are eligible to apply for an instant loan.
Check Terms & Conditions:
At the time of applying for an instant cash loan, you must check the terms & conditions of the bank. Reading terms & conditions will help you know if there are any hidden charges in this loan.
After checking all factors, you can find some really good banks/companies from which you want to get a loan.
How to Get Instant Cash Loan in 1 Hour in Dubai
When checking important factors, you have found some banks/companies that offer a suitable deal for you. Now, you need to select the final bank where you want to submit application for your loan.
In order to apply for an instant cash loan in one hour in Dubai, you can choose a suitable option. Here I provide 3 different ways to apply for an instant cash loan in 1 hour in Dubai as under.
#1. Visit the Bank Branch:
You can go to your nearby bank branch to apply for an instant cash loan. At the time of online research, you have found the needed documents. I request you to carry your documents to the bank branch for fast processing and approval in one hour.
You should consult with the loan officer about your urgent need of cash loan. Thereafter you need to fill up the application form, attach required documents and submit them to the loan officer.
The loan officer at the bank will check and review your application. Thereafter s/he will approve your instant cash loan in one hour and the loan amount will be transferred to your bank account in maximum one business day.
#2. Apply through Bank’s Official Website:
You may not have enough time to visit the bank branch and submit the application form. Don’t worry, you can apply for an instant cash loan online at bank’s official website.
All banks of UAE provide online banking service on their website portals. Not just balance inquiry and fund transfer but also online loan application and other services as well.
So, you can visit the official website of your desired bank and submit online application for your loan. You need to provide your Emirates ID and income/salary information in the application form.
After you submit your loan application online, the bank executive will respond to you within a few minutes. With correctly filled up application form, your instant cash loan will be approved within one hour.
#3. Apply through Bank’s Mobile App:
Just like a bank’s website, you can also apply using a bank’s mobile application. The application process for an instant cash loan is very simple, you just need the official app of your desired bank to apply for a loan.
When you decide to apply for an instant loan in Dubai, make sure you use the official app only. Stay away from unverified and fake loan apps because they can steal your confidential personal information.
Advantages of Instant Cash Loan in 1 Hour in Dubai
The instant cash loan is completely different from any formal or regular loan available in Dubai. It is designed in a way to provide more benefits and save your valuable time. Here I provide key advantages of instant cash loan so that you can understand why you should apply for it.
Quick Response:
Generally, the bank takes sometime to review a loan application and background check of the client. But the same is not true for instant cash loans. When you apply for an instant loan, the bank will give quick response.
The bank does not take too long time like a regular loan for reviewing and approving the instant loan. You may need to wait for a few minutes only.
Least Documents:
The regular loans like car loan, home loan, business loan, mortgage loan require so many documents. On the other hand, the instant cash loan requires only two documents.
When you apply for an instant cash loan in Dubai, UAE, you need to provide your Emirates ID and salary certificate. That’s all, the bank will approve your instant cash loan without asking for more documents.
Online and Paperless:
You can visit a bank branch to apply for an instant loan. But it is not mandatory, you can also apply online on bank’t website or bank’s mobile app to get an instant cash loan.
The online application process is fast and paperless. So, it fulfills your urgent need of money and it also saves your time.
Apply Anytime, Anywhere:
With online banking facility, you can apply for an instant cash loan from anywhere and at anytime. If you want to visit your bank branch, you need to visit it during its working hours. But for online loan application, there is no restriction of time or place.
No Credit Check:
For any loan approval, the bank checks your past credit records. But the instant cash loan is approved without checking the credit. So, you do not need to worry about your credit records as the bank does not check it for instant cash loans.
No Hidden Charges:
The best part of instant cash loans is that they are approved fast and they have zero hidden charges. The banks in Dubai do not take any hidden charges that are not mentioned in the instant loan terms & conditions.
So, the transparent format of instant loans provides easy and quick loan approvals without any additional cost to the customers.
Fast Approval:
Whether you apply for an instant loan at bank branch or online, the bank will take some minutes to review your application. You will receive a message/email of bank’s approval for your loan within a few minutes. Then your loan amount will be credited to your bank account in one business day.
The bank may take maximum one hour to approve your instant cash loan which is quite impressive. Because you get your loan approved in just one hour without going to the bank branch.
List of Banks in Dubai and Banks’ Websites
There are many different banks available in Dubai. Here I provide the list of banks in Dubai, UAE to let you choose the bank to get an instant cash loan in one hour. I have also mentioned each bank’s website link so that you can visit the website for online loan application.
Bank Name | Bank’s Official Website |
African Arab International Bank | www.aaib.com |
Bank Melli Irab | www.bmi.ae |
Bank Saderat Iran | www.banksaderat.ae |
Bank of Baroda | www.bankofbarodauae.ae |
Bank of Sharjah | www.bankofsharjah.com |
Barclays Bank | www.barclays.ae |
Citibank | www.difc.ae |
Commercial Bank International | www.cbiuae.com |
Commercial Bank of Dubai | www.cbd.ae |
Dubai Islamic Bank | www.dib.ae |
Emirates Islamic Bank | www.emiratesislamic.ae |
Emirates NBD PJSC | www.emiratesnbd.com |
HSBC | www.hsbc.ae |
Habib Bank A G Zurich | www.habibbank.com |
Habib Bank Limited | www.hbl.com/uae |
Invest Bank | www.investbank.ae |
Mashreq Bank | www.mashreqbank.com |
Noor Bank | www.noorbank.com |
Samba Bank | www.samba.com |
Standard Chartered Bank | www.sc.com/ae |
The Royal Bank of Scotland | Personal.rbs.co.uk |
United Bank Limited | www.ubldirect.com |
Final Opinion
I have explained all possible ways to apply for an instant cash loan in Dubai. I have also given the list of banks that provide instant cash loans to save your time. You just need to choose a bank and visit its website to apply for an instant loan today.
You should always apply for an instant loan on a bank’s official website or mobile app. You should stay away from unauthorized or fake websites/apps to save your personal info from getting stolen.
FAQs about Instant Cash Loan in 1 Hour in Dubai
An instant cash loan can be useful for people to meet their urgent need of money. Here I provide some questions about how to get instant cash loan in 1 hour in Dubai and their answers in brief. Read all FAQs and their answers given below.
How can I get urgent cash in Dubai?
You can apply for an instant cash loan to get urgent cash in Dubai?
How long does the bank take to approve my instant cash loan in Dubai?
The bank takes up to 1 hour time to approve your instant cash loan in Dubai.
What documents do I need to provide for an instant cash loan?
You need to provide your Emirates ID and salary certificate to get an instant cash loan in Dubai.