How to Check Insurance Fine in Abu Dhabi

Check Insurance Fine

Abu Dhabi Government has made the health insurance compulsory for all residents. When you shift to Abu Dhabi from other Emirates or you are an expat in Abu Dhabi, you have to get a basic health insurance in 14 days. After 14 days, the government will charge insurance fine on you.

In case you do not have health insurance, you have to pay the insurance fine of AED 300 every month. Keep reading ahead to know how to check insurance fine in Abu Dhabi and pay it.

Why is a Health Insurance Mandatory in Abu Dhabi?

A health insurance is mandatory in Abu Dhabi because the government aims to provide better healthcare services to all. If you do not have a health insurance, the treatment of any disease can be very expensive. If you have it, your treatment is covered by the insurance company.

As per Abu Dhabi government rules, every citizen and resident must buy a health insurance for himself and his dependents. Not having a health insurance leads to fine and delay or rejection of visa renewal. So, I strongly recommend you to get a medical health insurance ASAP.

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How to Check Insurance Fine in Abu Dhabi 

You cannot check insurance fine in Abu Dhabi online as there is no direct link available for it. If you want to check insurance fine in Abu Dhabi, you need to apply for a health insurance for yourself.

You can choose to apply for a health insurance online or consult a health insurance provider/broker in-person. After applying, the insurance provider will tell you if there is any insurance fine on you or not.

If there is insurance fine charged on you, first you have to pay the fine. Thereafter you will be able to buy a health insurance in Abu Dhabi.

Government Authorized Health Insurance Providers in Abu Dhabi

The health insurance is very important for every individual and every family. It provides enough coverage to provide cashless medical treatment across whole UAE.

In order to buy a health insurance in Abu Dhabi, you need to find a government authorized health insurance company. To help you find it easily, here I provide the list of authorized insurance providers as under.

Insurance Company NameAuthorization Number
National Health Insurance Co. – Daman – P.J.S.C.A001
Abu Dhabi National Insurance Co.A002
AL Sagr National Insurance Co. – Abu DhabiA003
AL WATHBA NATIONAL INSURANCE COMPANYA004
Al Buhaira National Insurance Co. – Abu DhabiA006
Emirates Insurance Co.A007
Abu Dhabi National Takaful Co. P.S.CA008
Ras Al Khaimah National Insurance Co. – Abu Dhabi Br.A009
Al Ain Ahlia Insurance Co.A010
American Life Insurance Company – AbudhabiA011
Orient Insurance PJSC Abu Dhabi 1A012
Alliance Insurance – P.S.C – Abu DhabiA013
Qatar Insurance Co. – Abu DhabiA014
Arabian Scandinavian Insurance Company (Plc) – Takaful –Ascana Insurance – Abu DhabiA015
Al Dhafra Insurance Co.A016
CIGNA INSURANCE MIDDLE EAST S A LA017
AL Fujairah National Insurance CompanyA018
Arabia Insurance Company S.A.LA019
Islamic Arab Insurance Company – SALAMAA020
UNITED FIDELITY INSURANCE COMPANY – BRANCH OF ABU DHABIA021
Oman Insurance Company Limited – Abu DhabiA023
SAUDI ARABIAN INSURANCE COMPANY LTDA024
GULF INSURANCE GROUP (GULF) B S C CLOSEDA026
WATANIA TAKAFUL FAMILY P.J.S.C – BRANCH OF ABU DHABI 1A028
Dubai Insurance Company – Abu Dhabi BranchA029
HAYAH INSURANCE COMPANY P.J.S.CA030
YAS TAKAFUL P.J.S.C.A031
Methaq Takaful Insurance P S CA032
Union Insurance Co P.S.C – Abu DhabiA034
Takaful Emarat – Insurance P.S.C – Abu Dhabi BranchA035
Al-Ittihad Alwatani General Insurance CompanyA036
Dubai National Insurance and Reinsurance PSC Abu DhabiA037
INSURANCE HOUSE-PSCA038
Jordan Insurance Company LimitedA040
NATIONAL LIFE AND GENERAL INSURANCE COMPANY SAOGA042
THE MEDITERRANEAN AND GULF INSURANCE AND REINSURANCE COMPANY MEDGULF B.S.C CLOSED ABU DHABI BRANCHA043
ORIENT TAKAFUL P.J.S.C. – BRANCH OF ABU DHABI 1A044
ROYAL & SUN ALLIANCE INSURANCE (MIDDLE EAST) BSCCA046

How Much is the Health Insurance Premium in Abu Dhabi?

The health insurance premium in Abu Dhabi starts from AED 1000 for one male person and AED 1700 for one female person (including maternity health cover). The health insurance premium can go high with silver, gold, premium, or higher benefit plans.

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The insurance provider companies calculate insurance premium on the basis of applicant’s age, health status and many other things. So, you can get to know the premium amount only after applying for the health insurance in Abu Dhabi.

The expats should get an insurance policy after consulting with their employer. If you are an expat, talk to your employer about health insurance. It is possible that your employer has obtained health insurance policies for all his employees, so he can add you in that list.

Some employers in UAE pay 50% insurance premium of their employees. So, the employees need to pay remaining 50% to cover their health and get all the benefits.

Abu Dhabi Basic Health Insurance Coverage [Key Benefits]

The basic health insurance is available at many insurance companies in Abu Dhabi. It provides important medical expenses coverage and several treatments that you should know. Here I provide key benefits of basic health insurance plan as follows.

  • All Primary Healthcare Services
  • X-rays, Blood Tests and Other Tests
  • In-patient Services
  • Medical Examinations
  • Admission and Hospitalization/Accommodation
  • Gums and Dental Treatment
  • Medications

Important Advice:

Now you know that it is mandatory for all to have a basic health insurance in Abu Dhabi. But you must buy a health insurance from a government authorized insurance company and not from others.

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The Abu Dhabi Government does not consider a health insurance from any company that is not authorized by government.

Conclusion

If you do not have a health insurance, you should check insurance fine in Abu Dhabi. When you apply for a health insurance for first time, the insurance provider/broker will ask for your personal info. On that basis, the insurance provider will check if you have any insurance fine or not.

If you have insurance fine, you need to pay it instantly. Only then you can buy a health insurance in Abu Dhabi. I have shared everything about how to check insurance fine in Abu Dhabi and list of authorized insurance providers above.

In case of any query, you can ask in the comment section. To know more, kindly check the FAQs about how to check insurance fine in Abu Dhabi that I have provided here.

FAQs about Insurance Fine Check in Abu Dhabi

What is the insurance fine in Abu Dhabi?

The insurance fine is a penalty charged to people living in Abu Dhabi without a health insurance.

Is a health insurance mandatory for expats?

What is the insurance fine amount in Abu Dhabi?

How do I reduce my insurance fine?

Can I cancel my health insurance?

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