How to Cancel FAB Credit Card – Cancellation Procedure

Getting an FAB credit card is super easy in present time. You can instantly apply for a credit card in FAB Mobile App or at FAB website. On the other hand, very few customers know how to cancel an FAB credit card online in UAE in a proper way.

In order to cancel an FAB credit card, you need to follow all necessary steps. Here I am sharing 7 important steps that I followed for cancelling my FAB credit card recently.

How to Cancel FAB Credit Card

#1. Pay Last Bill and Unbilled/Outstanding Balance

You should pay the last bill of your FAB credit card before the due date. In addition, you should check the unbilled transactions and outstanding balance that are not included in the last bill.

Before you proceed to cancel your FAB credit card, you must pay its last bill and current outstanding balance. After paying all pending balances, you can move to the next step.

#2. Check Annual Fee and All Terms & Conditions

The First Abu Dhabi Bank charges annual fee on its credit cards. You must check the annual fee on your FAB credit card and inquire when the fee is added to your credit card bill.

If the bank has charged the annual fee recently then you should use your FAB credit card for several months and then apply for cancellation. You should also read the terms & conditions to know about all fees & charges applicable on your credit card before you cancel it.

#3. Redeem Reward Points and Other Benefits

For each transaction on an FAB credit card, the card holder received reward points, discounts and cashback benefits. If you have reward points balance on your credit card, you should redeem them all to get maximum advantage of it. After all rewards & benefits are used, you can apply to cancel your FAB credit card.

#4. Cancel Supplementary Credit Card(s)

You may have applied for FAB Supplementary credit card(s) for your family members. If you want to cancel your FAB credit card that is the main card, you need to cancel the supplementary cards first.

You can request for cancelling/closing FAB supplementary credit card(s) in FAB Mobile App or you can call up FAB Customer Care Number 600-52-5500 to request for cancelling supplementary card(s).

#5. Request Card Closure to FAB Customer Care

You must contact FAB Customer Care to request for cancelling your FAB credit card in UAE. The FAB Customer Care Number 600-52-5500 is available 24/7 for all FAB customers in UAE.

If you are out of UAE and want to cancel an FAB credit card online then you can contact FAB Customer Care Number +971-2-681-1511 from your registered mobile number to request to cancel your FAB credit card.

When you call up FAB Customer Care to request for an FAB credit card cancellation, the representative will ask important details and give some instructions. You must provide all the details and follow the instructions to submit your request to cancel your FAB credit card.

#6. Request for the Confirmation Document

After you submit request for your FAB credit card cancellation/closure, you will receive a confirmation email from FAB in next 24 hours. If you do not receive such an email message, you can contact FAB Customer Care and ask for the confirmation document/letter.

The confirmation document has a declaration from the FAB Bank that your request for credit card closure is approved & processed. After reading the confirmation document, you can be 100% sure that your FAB credit card is cancelled and closed.

#7. Dispose of Your FAB Credit Card Safely

After you get confirmation about the card closure, it’s time to dispose of your FAB credit card safely. You can cut your card into 20+ small pieces.

Make sure that the EMV/RFID Chip of your card is completely destroyed and it is not possible to read any information on any piece of your card. Finally, make four groups of 5 pieces of your card and throw them away at four different dustbins.

In this way, you need to go through these 7 steps to cancel an FAB credit card in UAE in an appropriate way.

Check Your Credit Report after 90 Days

Your borrowed loans and credit cards directly affect your credit score and credit report. It takes 90 days to show effect in your credit report after your credit card is cancelled/closed in UAE.

You can expect a little drop in your credit score due to your FAB credit card cancellation. But the credit score will rise again if you pay your loan installments and other credit card bills on time.

You should check your credit report after 90 days of FAB credit card closure. The FAB credit card will be shown as inactive/closed in your credit report.

Summary

The FAB credit card offers many benefits but you must choose your credit card as per your convenience. If you got a wrong card then you should cancel your FAB credit card with 7 steps that I shared above.

In case you still have a query, feel free to ask me in the comment box. Here I provide some important questions and answers that will give you useful and accurate information about FAB credit card cancellation and usage.

FAQs