How to Borrow Credit From Du 2024 Get Loan from DU

The Du company provides Credit Services to give credit loan of AED 5 on demand. If you are using Du Prepaid for more than 3 months and your monthly usage is AED 10 or more, you are eligible to borrow credit in your Du prepaid account.

This service in Du prepaid is chargeable but it is very useful. When you need credit urgently, you can dial *108# or send SMS as 5 to 1080 to get credit of AED 5 in your prepaid balance. Your Du balance must be below AED 1 to borrow the credit loan.

Read Also:- How to Activate Du Tourist SIM Card

You can also turn on Auto Out of Credit Service to get AED 5 credit every time your Du prepaid balance is below AED 1. After using the credit, you need to recharge your Du prepaid. The Du system will charge AED 5 plus AED 1+5% VAT from your next recharge.

Eligibility Criteria for Borrow Credit From Du

In order to borrow credit in your Du prepaid, you must meet the eligibility criteria given below.

1. You must be using Du prepaid for longer than 3 months.
2. You must have used at least AED 10 per month in last 3 months.

The Du prepaid users who meet above criteria are eligible to get Du credit loan. In case you don’t meet the eligibility conditions, you are NOT eligible for borrowing credit in your Du prepaid account.

How to Borrow Credit From Du [3 Simple Ways]

The Du company provides instant credit in user’s balance so that the user can make a call or send an SMS message.

Being a Du prepaid customer, you must know how to get credit loan in Du. This knowledge will help you get advance balance in your Du prepaid whenever you run out of credit and unable to recharge immediately.

1. Borrow Credit from Du via USSD Code

You can Borrow Credit From Du via USSD Code. It is very simple, you just need to dial a USSD code and press call button to take credit loan in Du.

Here I provide steps to get Du credit loan as follows.

1. On your phone, dial *108# and press call button.
2. Waist for the credit menu options on your screen.
3. Reply with 1 to choose “One Off” i.e. one time credit loan.
4. Waist for the final response.
5. Your Du prepaid account will be credited with AED 5 credit soon.

2. Borrow Credit in Du via SMS

You can also borrow credit in your Du prepaid with help of a text message (SMS). Here I provide the step-by-step process for borrowing Du credit via SMS as under.

• Open Messaging app and click on “Create New Message”.
• Type 5 and send the SMS to 1080.
• Within a few seconds, you will receive AED 5 credit in your Du prepaid balance.

3. Set up “Auto Out of Credit”

The Du Telecom also provides “Auto Out of Credit” option for its customers. If you often need to borrow credit from Du then you have to use the USSD method or SMS method every time.

The Auto Out of Credit option works automatically to add AED 5 when your Du balance is below AED 1. This option is very useful, you can activate it via USSD code or SMS as you prefer.

Activate Auto Out of Credit in Du via USSD Code:

1. Dial *108# on your Mobile Phone and press call button.
2. Wait for the credit menu options.
3. Reply with 2 to proceed.
4. Waist for a few moments.
5. The Auto Out of Credit function will be activated on your Du prepaid.
6. Now, your Du prepaid account will be credit with AED 5 every time your balance goes below AED 1.

Activate Auto Out of Credit in Du via SMS:

1. Open Messaging app and Create New Message.
2. Type AUTO ON and send to 1080 to proceed.
3. The Auto Out of Credit Option will be activated on your Du prepaid.
4. After activation, you will receive AED 5 credit loan every time your Du balance goes below AED 1.

How to Deactivate Auto Out of Credit in Du:

The Auto Out of Credit option adds AED 5 automatically whenever your Du prepaid balance is below AED 1. If you want to borrow credit in Du manually, you must deactivate the automatic option. Here I provide the steps for deactivation of Auto Out of Credit option in Du.

1. Open Messaging app and tap Create New Message option.
2. Type AUTO OFF and send the SMS to 1080.
3. Wait for a message from Du.
4. Soon you will receive a message that your Auto Out of Credit option is deactivated.

Fees for Borrow Credit From Du

The Du credit loan or advance balance of AED 5 is not for free. The Du company charges fees for every credit loan you borrow. You have to pay AED 1+5% VAT as fees on credit you borrow from Du.

The Du company will deduct the credit loan of AED 5 and the fees of AED 1+5% VAT from your next recharge.

Can I Borrow Credit from Du Twice?

No, you cannot borrow credit in Du twice. The credit loan service is available for one time only. Thereafter you have to do a recharge from which your credit of AED 5 with fees of AED 1+5% VAT will be deducted.

After your credit loan and fees are deducted from your new recharge, your dues are clear. Then you can borrow credit in your Du prepaid when your balance goes below AED 1.

So, you have to clear your current dues before you borrow credit for the second time.

How to Check Du Out of Credit Balance

When you borrow credit from Du, your Du prepaid account is credited with AED 5. You can check your out of credit balance by sending an SMS as BALANCE to 1080.

As you send the SMS, you will receive an SMS message in return. In that message, you can see your current out of credit balance. It will also mention your eligibility for the credit loan.

How to Use Du Zero Credit Call Service

When you run out of credit in Du prepaid, you can borrow credit of AED 5 from Du. In case you don’t want this credit loan, you can use Du Zero Credit Call Service.

The Zero Credit Call Service allows you to make a local or international call when your Du credit is below 0.5 fils. It does not require any prior activation process, so every Du prepaid user can use zero credit call. Here I provide steps on how to use zero credit call on Du as follows.

1. Dial a number or Call a person you want to talk to.
2. Hear the service message about low balance on your Du prepaid.
3. Hold the line, don’t cut the call and soon your will hear a beep.
4. Your call will be connected to the person.
5. Wait for the person to pick up your call.
6. Talk to him/her for up to 3 minutes.
7. After 3 minutes, the call will be disconnected automatically.

In this way, you can make a zero credit call on Du and talk your any of your friends (local or international) for 3 minutes.

Remember that you can use the zero credit call service only once and that too when your Du prepaid balance is below 0.5 fils.

Fees on Du Zero Credit Call Service

The Du prepaid customer can use zero credit call service only one time when his/her credit is below 0.5 fils. The Du company charges fees on zero credit call services, the fees will be deducted from your next recharge.

The fees of Du zero credit call service is AED 1.50+5% VAT. When you do your next recharge, the amount of AED 1.50+5% VAT will be automatically deducted from your prepaid balance.

Kindly remember that you will not charged anything if your zero credit call was not picked up by the other person. It means that you do not need to pay any fees if you made a missed call using the zero credit call service.

Final Thoughts:

The Du has easy and quick credit loan facility for its prepaid users. When you run out of credit, you can borrow credit from Du in just one minute.

As a Du prepaid user, you need to recharge your number regularly. Sometimes you are in shortage of credit and you need to make an urgent call. The Du credit loan of AED 5 can be very useful for you in such a critical time.

FAQs

The out of credit service in Du prepaid provides great convenience to all customers. To make it easier for you, here I provide some common questions about how to borrow credit in Du and zero credit call services. You should check all questions and answers carefully.