How to Deposit Money into Your C3 Card: Alternatives
RakBank C3 Card is very useful for easy salary transfer to workers in UAE. More than 1.5 million workers have a C3 card and many workers want to know how to deposit money in C3 card online when they have extra cash on hand.
If you have balance in your C3Pay card, you can use it for online payment, recharge and shopping services in UAE. In addition, you can transfer money to abroad to six different countries.
How to Deposit Money to C3 Card
No, you cannot deposit money in your C3 card. Only your employer/company can credit money in your C3 card as a salary plus allowances or bonus, if any.
The cash deposit to C3 card service is not available yet. The RakBank and Edenred provide all C3 card services in UAE but you cannot deposit money in C3 card in ATM, at bank branch or any other way.
Check Also:- How to Activate C3 Card in ATM
Alternatives of Deposit Money to C3 Card
The RakBank and Edenred do not support cash deposit service in C3 cards. So, you have to use an alternative way for adding money to your C3Pay card. There are two authentic ways to get money in C3 card and I will share them here to help you.
- Use C3Pay to C3Pay Money Transfer Service
- Apply for Salary Loan/Advance
Both the methods mentioned above are authentic and legal in UAE. These services are available in C3Pay mobile app that is a free app for all C3 card holders in the UAE. You can choose any of the two methods to get money in your C3 card.
1. Use C3Pay to C3Pay Money Transfer Service
This service allows you to transfer money from your friend’s C3 card to your C3 card online.
C3Pay to C3Pay Money Transfer Fee:
The C3Pay to C3Pay money transfer is chargeable to the fee of AED 1 per transaction. For every money transfer transaction, the sender has to pay AED 1 as fee.
In order to use C3Pay to C3Pay money transfer service, you and your friend/colleague should have C3Pay mobile app installed on your mobile phone. When you both are ready, follow the steps given below.
- Open C3Pay app on your friend’s mobile phone.
- Login with C3 card number, mobile number and Emirates ID. If already login, move to the next step.
- Find out C3Pay to C3Pay option and tap on it.
- Read the instructions and tap on “Add Beneficiary” option.
- Enter beneficiary’s (your) nickname and mobile number, then tap on Next button.
- Enter the OTP received on your friend’s number and click Next.
- Select beneficiary and enter the amount between AED 1 and AED 1000.
- Check transfer amount, fee and other details in Summary.
- Tap on “Make Transfer” to proceed.
- On Completion, “Transfer Successful” message will appear on your screen.
After competing the above steps, you can view your C3 card balance to check if the money is received. The C3Pay to C3Pay money transfer service works instantly, so the money gets credited to beneficiary’s C3 card immediately.
Moreover, there is a limit of AED 1000 per month in C3Pay to C3Pay money transfer service. It means that you can transfer maximum AED 1000 in a month from one friend’s C3 card.
If you need more money, you can do C3Pay to C3Pay from more friends. You can give cash to your friends and request them to transfer money from their C3 card to your C3 card.
2. Apply for Salary Loan/Advance
The Salary Loan is an extra benefit available for all C3 card holders. Whenever you are in shortage of money, you can apply for a Salary Loan through C3Pay mobile app. You can get half of your salary credited to your C3 card in advance.
Eligibility for Salary Loan for C3 Card Users:
- The card holder must have received salary in C3 card every month in last 3 months.
- The average salary of last 3 months must be in the range of AED 750 – AED 4,999.
- The employer/company must allow C3Pay Salary Loan/Advance option.
- The Salary Loan will be limited to the half of the lowest salary received in last 3 months.
- The C3 card holders can take only one Salary Loan in a month.
Salary Loan Fee:
The Salary Loan Fee is approximately 5% of the amount credited to the C3 card. The actual fee amount will appear in C3Pay mobile app when you submit your request for a salary loan.
Kindly follow the step-by-step process to apply for a Salary Loan in C3Pay mobile app.
- Open C3Pay app on your mobile phone.
- If not already, login with your C3 card number, mobile number and Emirates ID.
- Find and tap on “Take Loan” under Salary Advance option.
- Read the instructions and tap on “Ok, Got it” button.
- Tap on Get Money to continue.
- Choose the amount from the given range (e.g. AED 500) and tap on Next.
- View Summary to check the amount you get, fee and the amount to be deducted from your next salary.
- Finally, tap on Get AED 500 Now to proceed.
- You will instantly receive AED 500 salary loan in your C3 card.
In this way, you can get a salary loan to meet your need for urgent money in your C3 card. The loan amount plus fee will be automatically deducted from your next salary. You do NOT need to pay any interest or late fee on your C3Pay salary loan.
How to Transfer Money from C3 Card to Bank Account
You can use C3Pay mobile app to transfer money from C3 card to an overseas bank account of six countries. But you cannot transfer money from C3 card to a local bank account in the UAE.
For transferring money to abroad, you can choose money transfer option in C3Pay app, choose country, recipient bank details and amount to do an online transfer process.
Disclaimer
As on October 31, 2023, the cash deposit in C3 card is not available in UAE. The card holders can use C3Pay to C3Pay money transfer option or apply for salary loan/advance to get money in their C3 card.
If there is any other way to deposit money in C3 card, it may not be legal. This website does not support any unauthentic or illegal way to deposit money in C3Pay card in UAE.
Conclusion
The C3Pay to C3Pay Money Transfer and Salary Loan services are useful to get money in your C3 card. Because you cannot deposit money in your C3 card by cash, it is not available.
I have shared how to transfer money from C3Pay to C3Pay and also explained how to apply for a salary loan in C3Pay mobile app. I hope that these methods are helpful for your urgent need of money.
In case you have a query or doubt, you can contact RakBank C3 card customer care to get a reply within 24-48 hours. If you have any questions, check the FAQs given below.
FAQs
How can I deposit money in my C3 card?
You cannot deposit money in your C3 card as it is not allowed. Only your employer can deposit money as a salary in your C3 card.
Can I borrow money from friend’s C3 card to my C3 card?
Yes, you can borrow money from your friend’s C3 card to your C3 card using C3Pay to C3Pay money transfer service in C3Pay app in your friend’s mobile phone.
I cannot deposit cash in my C3 card, how do I get urgent money?
You cannot deposit cash your C3 card still you can get urgent money by applying for a salary loan in C3Pay mobile app. It offers up to half of your salary in advance with a little fee.
Can I transfer money from my C3 card to a UAE bank account?
No, you cannot transfer money from your C3 card to a UAE bank account or from a UAE bank account to your C3 card. You can transfer money from your C3 card to a bank account of six foreign countries including India, Pakistan, Sri Lanka, Philippines, Nepal and Bangladesh.
